Filing an Insurance Claim for a Roof Replacement
It may be an unexpected catastrophe – a severe storm that damages your roof beyond repair. Or, it may be something that you have been expecting for years. Whatever the situation, when it’s time to replace your roof, you will know it and won’t be able to put it off for very long.
It may be a stressful situation on its own, deciding that it’s time to call a roofer to install a new roof, but when you add in filing a claim with your insurance company, it can be even more trying. The phone calls, follow-ups, the possibility of dealing with your mortgage company are all things that can cause a major headache. The best thing you can do is get prepared now so that when you do have to replace your roof, you will know what to expect.
Know and Understand What Your Insurance Policy Covers
When a disaster strikes, it isn’t the best time to become familiar with your homeowner’s insurance policy. It’s important that you know what it covers and what it doesn’t cover before you are in the middle of a crisis. Don’t just take for granted that your policy will cover whatever happens with your roof. Not all insurance policies are the same. There may be factors that affect how much your insurance will cover for your roof replacement including how old your current roof is and the reason it needs replacing.
Additionally, the details of your insurance policy may change from time to time, so it’s important to always stay up-to-date on any modifications made to your policy. Call your insurance carrier and make sure that you know what your policy entails and ask for a copy for your records. Do this now, before disaster strikes.
Thoroughly Document Roof Damage
It is essential that you have a record of all the damage that has occurred to your roof. If you have had a severe storm or strong winds, you should inspect the attic and roof and list all damages. Take pictures or video of everything you see. It’s also a good idea to make a visual record of your roof before any damage occurs so that you have something to compare it to after the unthinkable has happened.
If your roof is damaged, it’s a good idea to have an inspection done by a roofing contractor. A professional may be able to identify damage that you didn’t notice. He may also be able to offer you advice or insight into how to deal with your insurance company.
Hire the Right Roofing Contractor
It’s a good practice in any service to hire an expert. The right roofing company, with years of experience and satisfied reviews from customers, will not only be able to complete the work easily, since they do it every day, but they’ll provide a quality roof replacement that will last for years and years to come. Hiring a trusted roofing contractor isn’t just a good idea for the quality of your roofing project, but it is also helpful to find a company that has a great reputation with insurance companies. They will be able to help you through the insurance claim, and when all parties work well together, the entire process will run more smoothly. When you know you can trust your roofing contractor with every aspect of the process, it will be much easier for you to relax through this stressful time.
R2 Roof Guys Is Your Texas Roofing Expert
Let R2 Roof Guys help you with all your roofing needs. We are reputable, experienced, and will answer all your questions to make sure you can make an informed decision regarding your roof. Whether you need an inspection, repairs, or a roof replacement, we can help. Contact R2 Roof Guys at 214-405-4396.